Addressing Issues with Personal Injury Protection Claims in Florida

Anyone registering a vehicle in Florida is required by state law to purchase an insurance packaged called Personal Injury Protection (PIP) insurance. Drivers will need to carry a minimum coverage package of $10,000 to maintain their driving privileges. This will help ensure that anyone who is injured in the accident can receive compensation for medical treatment costs and other financial obligations caused by the accident. With PIP insurance, car accident victims can receive financial protection regardless of who may be at fault.

Carrying Personal Injury Protection is obviously beneficial for all Florida drivers. However, the lawyers at Schuler, Halvorson, Weisser, Zoeller, and Overbeck P.A. also point out on their website that the law requiring the protection can sometimes make it easy for insurance companies to dodge claimants and deny paying appropriate compensation. According to The Heartland Institute, a non-profit research organization, this is because auto insurance fraud is rampant in Florida. Because of lenient policies, PIP makes it easy for individuals to stage accidents and make fraudulent claims to insurance companies. This leads insurance providers to be more stringent with their process.

This leaves plenty of innocent people in a pretty tight spot. In particular, these scenarios can leave medical professionals with very little option to recover the cost of treatments they’ve performed to help car accident victims. Often times, hospitals and doctors can face a lengthy process and plenty of red tape that aggravate their attempts to find reimbursement.

Even though Personal Injury Protection helps ensure the safety of drivers in Florida, the policy requiring it can also lead to several potential problems. In particular, it can be hard for medical professionals to claim rightful compensation after giving treatment to victims of no-fault accidents. Hospitals dealing with this problem should not hesitate to consult an experienced PIP lawyer to settle complications involved in making rightful insurance claims.